The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families. In many cases, vision insurance can lower these annual expenses.
A vision insurance policy is not the same as health insurance. Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost.
Because we provide both medical and routine eye care, we accept a number of insurance plans to help cover the cost depending on your individual needs. Here are just some of the plans that we accept:
Medical Plans We Accept
- Blue Cross Blue Shield Federal
- United Health Care
- Healthcare Highways
- Mutual of Omaha
Vision Plans We Accept
- Vision Care Direct
- Blue Cross Blue Shield
- Medicare will cover up to 80% of the patient’s exam, the patient will be responsible for the other 20%, IF the patient has met their $183.00 yearly deductible. There is also a $25 refraction fee that will need to be paid the day of service regardless if the patient has met their deductible or not. We will file all patients with Medicare, if the patient has met their deductible any non-covered services will be the patients responsibility
- Medicaid will cover the exam, 1 pair of routine eye glasses, 1 replacement pair of eyeglasses every 12 months, for anyone under the age of 20 years old. If the patient is 21 years old or older Medicaid will only cover the exam for medical purposes, NOT the routine eye exam or glasses.